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How Much Sleep Do I Really Need?

Studies have shown that the average adult needs at least eight hours of sleep every night to feel well rested.

Unfortunately, not everyone gets the amount of sleep they need.

It’s estimated that as many as 40 million people in the U.S. have trouble sleeping.

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A Personal Umbrella for a Rainy Day or Lawsuit

A Personal Umbrella for a Rainy Day or Lawsuit

A personal liability umbrella policy provides additional layers of liability coverage on top of the liability coverage of your underlying policy.

Are You Financially Exposed?

Are You Financially Exposed?

Many people understand the need for life insurance but keep putting it off until it is too late. Postponing this decision leaves you and your family exposed financially.

The Savvy Woman is all About “You”!

The Savvy Woman is all About “You”!

Many of us play several different roles in life: wife, mother, daughter, sister, aunt, friend, employee and the list goes on and on…

Transferring Wealth to Your Kids

Transferring Wealth to Your Kids

A Qualified Personal Residence Trust (QPRT) is a gifting strategy that allows you to give away your personal residence or second home to your children or a charity, while continuing to have the right to live in the home.

Traditional IRA Versus Roth IRA: Which One Is Right for You?

Traditional IRA Versus Roth IRA: Which One Is Right for You?

There are many types of savings instruments available to help you build a retirement nest egg. The traditional Individual Retirement Arrangement (IRA) and the Roth Individual Retirement Account (Roth IRA) are two of the most popular…