Personal Finance & Your Money

Take Control
2009 is your year to take control of what you can. One of the first areas within your grasp is your finances.

Are You Financially Exposed?
Many people understand the need for life insurance but keep putting it off until it is too late. Postponing this decision leaves you and your family exposed financially.

A Personal Umbrella for a Rainy Day or Lawsuit
A personal liability umbrella policy provides additional layers of liability coverage on top of the liability coverage of your underlying policy.

Estate Planning 101
Who is going to serve as guardian of your minor children if you die before they reach the age of majority? If the answer is "I don't know"," you need an estate plan.

Protecting Your Assets as You Grow Wiser
Have you heard the news? More of us are getting older. I know, we ladies do not like to discuss our age, but the fact remains that we are living longer. Women reaching age 65 in 2010 are expected to live, on average, an additional 19.2 years compared to 16.6 years for men.

Simple Ways to Build Your Nest Egg
Whether you're just getting started, or are looking to grow the savings that you've already accumulated, the following simple suggestions will help stay on the right track.

Tips for Teaching Your Kids about Money
If you want to help give your kids a head start on the road to financial independence and success, there are many simple tips you can use to get them started early.

Transferring Wealth to Your Kids
A Qualified Personal Residence Trust (QPRT) is a gifting strategy that allows you to give away your personal residence or second home to your children or a charity, while continuing to have the right to live in the home.

Traditional IRA Versus Roth IRA, Which One Is Right for You?
There are many types of savings instruments available to help you build a retirement nest egg. The traditional Individual Retirement Arrangement (IRA) and the Roth Individual Retirement Account (Roth IRA) are two of the most popular.

Your Financial Fitness Checkup
Every year you should have a physical. Your financial status should be reviewed on a regular basis as well.

Directory of Women's Finance Resources on the Internet
Since the Internet is about passing on INFORMATION, we have put together a list of Finance Resources and Links to various sites and services on the Net.